🔍 Introduction
Welcome to OtterBudget! We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
By using OtterBudget, you agree to the collection and use of information in accordance with this policy.
📋 Information We Collect
Information You Provide
- Transaction Records: Income, expense, and budget data you enter into the app — all stored locally on your device.
- Categories: Custom spending categories you create or modify.
- Budget Settings: Monthly budget limits and goal configurations.
Automatically Collected Information
- Device Information: Device type, operating system version, and app version.
- Usage Data: How you interact with the app, features you use most frequently.
- Crash Reports: Technical information to help us improve app stability.
- Ad Data: Advertising identifiers collected by Google AdMob for displaying relevant ads.
🎯 How We Use Your Information
- To provide and maintain our budgeting service
- To improve and personalize your experience
- To analyze app usage and optimize performance
- To display advertisements through Google AdMob
- To detect, prevent, and address technical issues
📢 Google AdMob and Advertising
OtterBudget uses Google AdMob to display advertisements. This helps us keep the app free for all users.
Information Collected by AdMob
- Device identifiers (such as Advertising ID)
- IP address and approximate location
- App usage and interaction data
- Ad performance metrics
Opt-Out Options
- iOS: Settings → Privacy → Advertising → Limit Ad Tracking
- Android: Settings → Google → Ads → Opt out of Ads Personalization
🔒 Data Storage and Security
Your financial data is stored locally on your device. We implement appropriate security measures to protect your information:
- Local data storage with no mandatory cloud sync
- No automatic upload of your transaction data to external servers
- Regular security updates and patches
🤝 Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share information only in the following circumstances:
- With Your Consent: When you explicitly authorize us to share specific information.
- Legal Requirements: When required by law or to protect our rights.
- Service Providers: Trusted partners like Google AdMob who assist in app functionality.
👶 Children's Privacy
OtterBudget is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
⚖️ Your Rights and Choices
- Access: View all data stored in the app at any time.
- Delete: Remove individual records or reset all app data via Settings.
- Opt-Out: Disable personalized advertising as described above.
🔄 Changes to This Policy
We may update our Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.
📧 Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
✉️ Contact SupportWe typically respond within 24–48 hours.